January 2015

Found 8 blog entries for January 2015.

HOME AFFORDABLE MODIFICATION PROGRAM (HAMP), Approximately half a million homeowners who received a mortgage loan modification in 2010 through the government's Home Affordable Modification Program, are due to reset in 2015 – and those homeowners will be facing slowly increasing monthly mortgage payments.

Will these homeowners be able to handle the payment increases, or will there be a massive wave of re-defaults?

The U.S Department of Treasury and Department of Housing and Urban Development (HUD) launched HAMP in 2009 as part of its Making Home Affordable initiative to provide relief for homeowners facing financial hardship by reducing monthly payments to affordable levels through lowered interest rates and modified loan terms. The goal of the modifications

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If you are thinking about purchasing a home right now, you are surely getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is currently happening in real estate. Let’s look at whether or not now is actually a good time for you to buy a home.


There are three questions you should ask before purchasing in today’s market:

1. Why am I buying a home in the first place?

This truly is the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with finances. A study by the Joint Center for Housing Studies at Harvard University reveals that the four major reasons

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Welcome to the beautiful community of Maison De Fleur of Fullerton.

3074 Primrose Lane has a exceptional feeling of bright openness with its cathedral ceilings and over-sized windows to bring the outdoors in. This 3 bedroom 2.5 bath home encompasses 1680 sq. ft. of functional living. Entering you will  find the Formal living room and dining rooms that are spacious and bright with natural light. Through these formal rooms you will enter the inviting fireplace accented family room that  looks out into the open rear patio area and fully remodeled kitchen with dark maple cabinets, quartz counter tops, travertine flooring and new appliances, There is also a half bath on the main floor and direct access to the large attached two car garage with exceptional

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The holiday season is behind us, time to focus on what exciting new experiences 2015 can bring! If you are planning on becoming a homeowner, or moving up to the home of your dreams in 2015, here are four great reasons to consider buying a home now, instead of waiting until spring.

1. Prices Will Continue to Rise

The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to be between 15.1% (most pessimistic) and 32.8% (most optimistic).

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

 

2. Mortgage

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