Did you do your homework for home-buying? Know about different mortgage options? Let's look at a few things you need to know to be ahead in your home game.
Do you know your credit score? The higher your credit score, the lower your monthly payment. Simple as that. If it's below 660 or 680, you're either going to have to pay sizable fees or a higher down payment. A score of 700 to 720 will get you a good deal, and 750 and above will get you the best rates on the market. A good rule of thumb is to go over your score to check for inaccuracies that you can and should fix. Plus, stop applying for new credit a year before you start to apply for financing.
What is your debt to income ratio? A safe formula is that
Coming Soon, Absolutely beautiful upstairs end unit situated in one the best location in The Hills Community, Living room is spacious with a cozy fireplace with sliding doors leading to outside patio. Wrap around patio is private and peaceful. Appliances include dishwasher, electric range oven, and microwave. Unit also includes inside laundry with additional storage space. amenities include Billiards Room, Business ctr, Clubhouse, Recreation Ctr, BBQ, Pool & Spas, Child Playground, Fitness Area, Tennis and Hiking Trails All Around. Conveniently Close to Schools, Parks, Recreation, Shopping and Entertainment. Award Winning Schools Dist. This is a must see condo high in the hills of YL with amazing views of the hills and city. SELLER IS VERY MOTIVATED
The ultimate purpose of investing in real estate is to make money. I make this statement with no apologies, though it may sound greedy; however, real estate is just like any other investment -- whose primary purpose (at least should be) is to build wealth. Thus -- there should be a time in the future that the investor plans to sell.
With the Prime Directive of "buy low, sell high" laid aside, most investors grapple with when to sell. There are several sell points real estate investors should have in their business plans. Looking to the future, investors may want to sell after having reached one of the following benchmarks: the property has maximized its profit, you've located a better investment opportunity, the tax depreciation limit has
Given the reasons below, why would you ever go without an agent?
Without an agent:
It's all on you to figure out the ins and outs, and all the moving parts of buying a home. It can be done through the internet, but you will have to be dedicating dozens on dozens of hours to do it. It will possibly be more work than your full time job!
With an agent:
The housing market is a tricky one. Real Estate agents can help you navigate short sales, foreclosures, lending issues, and everything else you can think of, in what can be a difficult to helm business, by yourself.
Without an agent:
It's you against the banking world, as you scrutinize the best lenders looking for the best deals.
Existing home sales up, new homes off, and durable goods recover... Forget housing starts, forget pending sales, this week gives us a look at actual home sales in March. A nice gain is predicted for Existing Home Sales, putting them back over the 5 million unit annual rate. New Home Sales, on the other hand, are forecast to slip, remaining way below the level they need to be for a full housing recovery. Meanwhile, Durable Goods Orders, down in February, should be up in March.
Green Scene Plant and Garden Show, Fullerton California
April 18-19, 2015 - 10:00am - 4:00pm
Green Scene is the perfect place for any gardner looking for new ideas to improve their gardens of outdoor habitats. This is the only major outdoor sales event in Orange County focused exclusivly on the home gardner, garden accessories, environmental education programs and products.
Ticket Price: $10.00 for all ages
Location: Fullerton Arboretum, 1900 Assocaiated Rd., Fullerton CA