Tagged : agentx2

Found 18 blog entries tagged as "agentx2".

7 Reasons to List Your House This Holiday Season

7 Reasons to List Your House This Holiday Season | MyKCM

Around this time each year, many homeowners decide to wait until after the holidays to list their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why listing your house now or keeping it on the market this winter may be the best choice you can make.

Here are seven great reasons not to wait:

  1. Relocation buyers are out there now. Many companies are still hiring throughout the holidays, and they need their new employees to start as soon as possible.
  2. Purchasers who are looking for homes during the holidays are serious buyers and are ready to buy now.
  3. You can restrict the showings on
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The Cost Across Time.

The Cost Across Time [INFOGRAPHIC] | MyKCM

Some Highlights:

  • With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low!
  • According to Freddie Mac, rates are projected to increase to 3.9% by this time next year.
  • The impact your interest rate has on your monthly mortgage payment is significant. An increase of just $20 dollars in your monthly payment can add up to $240 per year and $7,200 over the life of your loan.
  • Maybe it’s time to lock in now, while rates are still historically low.
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2 Myths Holding Back Home Buyers | MyKCM

In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream. The piece, however, also reveals,

 “Saving for a down payment is one of the biggest obstacles faced by first-time home buyers. Dispelling the 20 percent down payment myth could open the path to homeownership for many more.”

 Myth #1: “I Need a 20% Down Payment”

Buyers often overestimate how much they need to qualify for a home loan. According to the same article:

“Americans still overestimate the qualifications needed to get a mortgage, resulting in qualified potential buyers not even considering homeownership.

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Buyer Demand Growing in Every Region | MyKCM

Buyer demand growing in every region.  Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country.

According to the latest ShowingTime Showing Index,

“Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with a marked boost in buyer interest.”

Buyers clearly have the right idea, as mortgage rates have dropped over a full percentage point since the fall of 2018. They’ve hovered in a historically low range since this summer, making the overall cost of homeownership significantly more attractive and affordable.

Here’s the breakdown of how ShowingTime reports current buyer traffic patterns across

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Homeownership Rate Remains on the Rise | MyKCM

Homeownership rate remains on the rise.  In the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing market.

The U.S. Census Bureau announced,

“The homeownership rate of 64.8 percent was not statistically different from the rate in the third quarter 2018 (64.4 percent), but was 0.7 percentage points higher than the rate in the second quarter 2019 (64.1 percent).”

Homeownership Rate Remains on the Rise | MyKCM

Today there is still a lack of inventory, particularly at the entry and middle-level segments of the market, but that is not stopping buyers from making every effort to pursue homeownership. The many financial and non-financial benefits continue to drive the American Dream and will likely do

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VA Home Loans by the Numbers

VA Home Loans by the Numbers [INFOGRAPHIC] | MyKCM

Some Highlights:

  • The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership.
  • In 2018, $161 billion was loaned to veterans and their families through the program.
  • In the same year, the average loan amount was $264,197 and 610,513 loans were guaranteed.
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Forget the Price of the Home. The Cost is What Matters.

Forget the Price of the Home. The Cost is What Matters. | MyKCM

Home buying activity (demand) is up, and the number of available listings (supply) is down. When demand outpaces supply, prices appreciate. That’s why firms are beginning to increase their projections for home price appreciation going forward. As an example, CoreLogic increased their 12-month projection for home values from 4.5% to 5.6% over the last few months.

The reacceleration of home values will cause some to again voice concerns about affordability. Just last week, however, First American came out with a data analysis that explains how price is not the only market factor that impacts affordability. They studied prices, mortgage rates, and wages from January

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O.C. home prices up 5% in November, biggest gain in 13 months

Orange County home prices rose 5 percent in the year ending in November, the highest appreciation rate in more than a year, according to CoreLogic’s Home Price Index released Tuesday.

This was CoreLogic’s second report showing a price surge in November. The 5 percent gain, although below neighboring counties and the national average, was Orange County’s biggest year-over-year increase in home prices since October 2014.

A separate CoreLogic report issued a few weeks ago also showed Orange County home prices rising at the fastest pace in 13 months.

Nationwide, home prices increased 6.3 percent from November 2014 levels, while California’s average gain was 7.4 percent.


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Rents, home prices and home sales all are projected to rise even more in 2016, albeit perhaps at a slower pace than in 2015.

“We expect housing to remain strong in Orange County and also in California,” said Jerry Nickelsburg, senior economist with the UCLA Anderson Forecast. “There will be appreciation in both rent and home prices.”

Lawrence Yun, chief economist of the National Association of Realtors,said that because Orange County is such a sought-after market, housing here “will always be expensive.”

And if you think buying or renting a home is hard, try finding affordable office, industrial or retail space. Commercial real estateprices, like their residential counterpart, also are projected to continue 2015’s

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Orange County’s second big new-home opening this year drew more than 10,000 viewers Sunday, land developer Rancho Mission Viejo reported.

The first 840 homes in the 2,800-unit Esencia development, located off Ortega Highway east of San Juan Capistrano, went on sale last weekend, offering 42 model homes representing 12 product types by seven builders.

Esencia is the second phase of the final 14,000 homes planned for the historic 312-square-mile South County cattle ranch on which such communities as Mission Viejo, Rancho Santa Margarita and Ladera Ranch were built. The first project, Sendero, has just a few homes that have yet to close escrow.

Last month, about 25,000 people turned out for the opening of the 1,029-home Beacon Park project, the second

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